NTSA Net Staff

Suppose a school district is considering hiring a retiree older than age 62 and who is collecting Social Security. The district and the employee are trying to find a way to keep the employee’s income from exceeding the Social Security income threshold. In this week’s Tech Talk, Ellie Lowder tells... READ MORE

How does California Insurance Code Section 770.3 apply to 403b investments through payroll deduction at school districts? Also, does California require a third party administrator (TPA) to be licensed, and is there an associated registry? In this week’s Tech Talk, Ellie Lowder gives us the answers... READ MORE

The third quarter of 2014 brought good news and bad news for the 100 largest public pension plans in the United States. The bad news: The Census Bureau reports that their total holdings in cash and security amounted to $3.305 trillion, down from the $3.365 trillion of the second quarter of 2014.... READ MORE

Last week we asked readers to vote on the best — and worst — aspects of ERISA and its progeny. Rather than just asking to pick one, readers had an opportunity to choose between two alternatives — or to suggest their own. In fact, three of the top five “worst” aspects of ERISA, and three of the top... READ MORE

New Years resolutions are still a few weeks away, but employers already have one regarding their retirement plans — improving communication. Most employers sponsoring defined contribution plans — including 403(b) plans — that Towers Watson spoke to in its 2014 North American Defined Contribution... READ MORE

The IRS’ Advisory Committee on Tax Exempt and Government Entities is seeking input from 403(b) plan sponsors, vendors and providers on compliance problems. The committee’s Employee Plans subgroup has set up an online survey to collect comments regarding: the problems sponsors, vendors and... READ MORE

Suppose you have a client who is age is 59½, has not left the employer, and has money in an employer’s 403(b) plan; he would like to move it to the employer’s 457(b) plan. In this week’s Tech Talk, Ellie Lowder tells whether this kind of transfer can be made. READ MORE

The saver's credit is one way to providing meaningful opportunity for employees to participate in a 403(b) plan. In this week’s MarketBeat, Ellie Lowder discusses how the saver’s tax credit works and provides a crib sheet of sorts from the IRS. READ MORE

Saving for retirement in a workplace savings plan or IRA is the top long-term financial goal, according to a new survey. More good news: More than one-in-four (42%) said sticking to financial resolutions is easier than sticking to other common resolutions, such as exercising regularly or pledging... READ MORE