NTSA Net Staff

A 2022 survey once again highlighted a consistent regret among American workers, writes Nevin E. Adams, JD in MarketBeat. He continues that according to the survey by American Century Investments, they wish they had saved more for retirement. READ MORE

Tech Talk discusses service providers that sponsors of 403(b) plans may hire to handle one or more aspects of managing the plan. READ MORE

There are 92 provisions in the new SECURE 2.0 Act — and by at least one assessment, they are “almost universally good, with ‘good’ being defined as ‘helpful to the cause of promoting retirement security.’” Group Plan Systems’ Pete Swisher and Cherisha Chapman rank the Top 10 Impact Provisions — and... READ MORE

Actuaries and mathematicians will tell us that the “actuarial cost” of any annuity you may purchase is effectively the same, no matter what sort of annuity you purchase, writes Robert Toth in MarketBeat. After all, he continues, your life expectancy is what it is; the interest rates are what they... READ MORE

Tech Talk discusses seven main areas to address if one is notified by the IRS that a 457(b) plan is under audit by letter or phone call followed by an official letter. READ MORE

Tech Talk offers some administrative best practices for a third party administrator, product provider, or plan sponsor in following the rules concerning 403(b) distributions. READ MORE

The current focus for this Congress may be on SECURE 2.0, but legislators from both parties and both houses of Congress have introduced a new retirement savings bill. The Retirement Savings for Americans Act was introduced by U.S. Senators John Hickenlooper (D-CO) and Thom Tillis (R-NC), and... READ MORE

It sometimes helps to go back to the basics when assessing the impact of changes to the law, including some of the most seemingly obscure of them, writes Robert Toth in MarketBeat. He continues that one of the most obscure of 403(b) rules lies in the structural difference between 403(b) and 401(a)... READ MORE

Tech Talk discusses what the IRS has to say about aggregation and 403(b) plans. READ MORE